Lease Options

Our Lease Options

Are you dreaming of owning a home but facing challenges with traditional mortgages? ReShape Mortgage specializes in creative financing solutions, including lease options, designed to help you achieve your homeownership goals. We're your mortgage problem solvers, offering alternative mortgage options and flexible mortgages tailored to your unique financial situation.

What are Lease Options?

A lease option, also known as a rent-to-own agreement, gives you the opportunity to lease a home with the option to buy it at a predetermined price within a specific timeframe. This can be a powerful tool for those who

Need time to improve their credit score (low credit score mortgages are within reach with a lease option).

Are self-employed or have irregular income (gig economy mortgages, are often more accessible through lease options).

Are looking for mortgage refinance solutions down the line, but aren't quite ready.

Want to explore a neighborhood before committing to a purchase.

How we can Help

How ReShape Mortgage Can Help

At ReShape Mortgage, we understand that everyone's financial journey is different. We're not just mortgage lenders; we're your partners in finding the right path to homeownership. Our expertise in non-traditional mortgages allows us to guide you through the lease option process, ensuring you understand the terms and conditions. We offer:

Personalized consultations: We'll listen to your needs and goals to determine if a lease option is the right fit.

Access to a network of properties: We work with homeowners in Houston who are open to lease option agreements.

Expert negotiation: We'll help you negotiate favorable terms, including the purchase price and lease duration.

Guidance on improving your financial profile: We'll provide resources and support to help you prepare for mortgage qualification.

Overcoming Mortgage Difficulties with ReShape Mortgage

We’re dedicated to providing mortgage help and financial solutions for homeowners in Houston. Whether you’re facing challenges with bad credit mortgages (we focus on solutions, not just the problem), seeking foreclosure prevention or short sale assistance, or simply need mortgage modification help, ReShape Mortgage is here to support you. We understand the complexities of debt consolidation mortgages and can help you explore all available Houston refinance options.

Why Choose Reshape Mortgage?

  • Local Mortgage Experts: We’re deeply rooted in the Houston community and understand the local real estate market.
  • Creative Financing Solutions: We specialize in finding creative mortgage solutions for unique financial situations.
  • lient-Focused Approach: We’re committed to providing personalized service and building long-term relationships. Read our ReShape Mortgage reviews to see what our clients are saying!
  • Solutions for Homeowners Facing Financial Hardship: We’re passionate about helping homeowners navigate challenging times.
20+

Mortgage experts

130+

Years experience

Ready to explore your options?

Contact ReShape Mortgage today for a free consultation. We're here to answer your questions and help you take the first step toward homeownership. Call us or visit our website to learn more about mortgage solutions and how we can help you find the best mortgage solution. Search for "Mortgage help near me" and discover ReShape Mortgage. We're ready to help you find the mortgage solutions you need.