Your Partner in Mortgage Relief
Are you struggling to make your mortgage payments?
Our team is committed to providing compassionate support and tailored solutions to help you overcome these obstacles.
Contact Reshape Mortgage today for a free consultation. We're here to help you find a solution that works for you.
If you're facing mortgage payment difficulties, don't hesitate to contact Reshape Mortgage. We're here to help you find a solution that works for you.
Reshape Mortgage services
Your Solution for Mortgage Relief
Mortgage Modification
We work with lenders to negotiate mortgage terms, such as reducing your monthly payment, extending your loan term, or lowering your interest rate.
Foreclosure Prevention
We strive to help homeowners avoid foreclosure by exploring all available options, including loan modifications, forbearance programs, or repayment plans.
Debt Counseling
Our experts can offer personalized financial counseling to help you develop a budget, manage your finances, and create a plan for long-term financial stability.
Mortgage payment
Buying a home is one of the most significant investments you’ll make, and understanding your mortgage payments is a key part of that process.
Navigating Financial Challenges Together
At Reshape Mortgage, we understand that life can throw unexpected curveballs. When faced with mortgage payment difficulties, it's essential to have a trusted partner by your side. Our team of experienced professionals is dedicated to helping homeowners find the right solutions to overcome financial challenges and regain control of their mortgage.
Best mortgage rates
situations where our services can be beneficial
Here are some common situations where our services can be beneficial
• Job Loss: Unexpected unemployment can make mortgage payments difficult.
• Medical Bills: High medical costs can strain household finances and impact mortgage payments.
• Divorce: Separation or divorce can lead to financial hardship, impacting mortgage affordability.
• Death of a Spouse: Loss of income from a spouse’s passing can create challenges meeting mortgage obligations.
• Declining Property Values: If the property value falls below the mortgage amount (underwater mortgage), refinancing options might be limited.
• Major Repairs: Unexpected repairs can deplete savings and make mortgage payments difficult.
• Vacant Property: Owning a vacant property can lead to financial strain if it’s not generating income.
• Adjustable-Rate Mortgages (ARMs): Increasing interest rates on ARMs can make payments unaffordable.
• Predatory Lending: If a borrower was misled about loan terms, they might qualify for mortgage relief options.
• Negative Amortization: Loans where the monthly payment doesn’t cover the entire interest, leading to a growing loan balance.
• Retirement: Fixed income in retirement might not be enough to cover mortgage payments.
• Relocation: Needing to move for a job or family reasons can create challenges with the current mortgage.
• Downsizing: Downsizing to a smaller home might be necessary due to changing needs, potentially requiring mortgage adjustments.
• First-Time Homebuyer Challenges: New homeowners facing unexpected financial difficulties.
• Military Deployment: Active duty military members facing financial hardship due to deployment.
About Reshape Mortgage
Your Partner in Mortgage Relief
Our mission is to provide personalized mortgage relief solutions to homeowners in need. We work diligently to help you navigate financial challenges and find the best possible options to keep your home.
At Reshape Mortgage, we believe in a client-centered approach. We take the time to understand your unique situation and develop a customized plan to address your mortgage relief needs. Our team is dedicated to providing compassionate and effective support throughout the entire process.
Why Choose Reshape Mortgage?
- Experienced Professionals: Our team of experienced mortgage relief specialists is dedicated to helping you find the right solution.
- Personalized Solutions: We tailor our services to your specific needs and circumstances.
- Free Consultations: We offer free consultations to discuss your situation and explore potential options.
- No-Cost Services: Our services are typically provided at no cost to the homeowner.
- Confidentiality: We prioritize your privacy and confidentiality. Your personal information is handled with the utmost care.
Mortage experts
Years experience
Our blog
More on the blog
What Happens After a Foreclosure?
September 3, 2024
How to Stop a Foreclosure
September 3, 2024
Buying a Foreclosed House: Top 5 Pitfalls
August 31, 2024
Foreclosure Sales and Junior Mortgages
August 31, 2024
Foreclosure by Judicial Sale
August 31, 2024
What Is a Foreclosure?
August 31, 2024
FAQs
Learn about rates & mortgages
As someone who is interested in the world of finance and real estate, you may find it beneficial to dive deeper into the topic of rates and mortgages.
We begin by conducting a thorough assessment of your financial situation. Then, we develop a customized plan to address your specific needs.
We do not charge upfront fees. Our compensation isachieved through mortgage relief solution.
We work with a wide range of lenders across the United States.
We can explain the potential consequences of foreclosure, including damage to your credit score and loss of your home.
Yes, we specialize in helping homeowners avoid foreclosure. We’ll explore all available options, including loan modifications, repayment plans, and forbearance programs.
We can assess your situation and recommend appropriate steps to address the foreclosure process.
While we cannot guarantee a successful outcome in every case, we are committed to exploring all available options to help you find a solution.
Contact Us
Feel free to ask any question to us
If you're facing mortgage payment difficulties, please don't hesitate to contact us. Our team of experienced professionals is dedicated to providing personalized support and guidance.
- 855-391-4811
- Monday-Friday: 9:00 AM - 5:00 PM
- Saturday: 10:00 AM - 4:00 PM